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Frequently Asked Questions
What financing options does Cassona Healthcare offer?

Cassona Healthcare provides structured medical equipment and healthcare infrastructure financing solutions that enable hospitals and diagnostic centers to acquire advanced technology without the burden of full upfront payment.

These financing options include:

Short- to mid-term equipment financing (6, 12, and 24-month plans)

Deferred payment and lease-to-own models

Partnership-based financing structures

Public-Private Partnership (PPP) models for large-scale healthcare projects

How does the equipment financing program work?

Cassona's financing model is designed to align repayments with the client's ability to generate revenue from the equipment.

Typical structure:

Initial deposit: 30% – 50% of equipment cost

Financed balance: 50% – 70% covered by Cassona or financing partners

Repayment period: 6 – 24 months (or longer depending on project scope)

Repayment frequency: Monthly installments

Commencement of payment: Begins approximately 30 days after installation and commissioning

Example:
For a $300,000 CT scanner:

Deposit (35%): 105,000

Financed balance: $195,000

Tenor: 24 months

Monthly repayment: 8,125 (or cedi equivalent)

This structure allows healthcare providers to begin generating income from the equipment before completing full payment.

What interest rates are applied?

Cassona offers competitive, risk-adjusted interest rates, typically ranging between:

10% – 16% per annum

Rates are determined based on:

Type and value of equipment

Client's financial profile and creditworthiness

Financing duration (tenor)

Market conditions and country risk

When does repayment begin?

Repayment is structured to reduce early financial pressure:

Typically begins 30–45 days after installation and commissioning

This allows the facility to start operations and generate revenue before repayments commence

Does Cassona provide support during the financing period?

Yes. Cassona provides end-to-end technical and operational support throughout the financing term, including:

Equipment installation and commissioning

Training for clinical and technical staff

Preventive and corrective maintenance

Warranty coverage (parts and labor)

24/7 technical support and remote assistance

This ensures maximum equipment uptime, efficiency, and revenue continuity.

What types of equipment and solutions can be financed?

Cassona finances a wide range of medical, diagnostic, and hospital infrastructure solutions, including:

Diagnostic Imaging Equipment

CT scanners

MRI systems

Ultrasound machines

Digital X-ray systems

C-Arm and fluoroscopy equipment

Clinical & Hospital Equipment

Laboratory diagnostics equipment

ICU and patient monitoring systems

Surgical and theatre equipment

Infrastructure Solutions

Turnkey hospital projects

Diagnostic center development

Total healthcare facility solutions

Who qualifies for Cassona financing?

Cassona financing is available to:

Private hospitals and clinics

Diagnostic imaging centers

Specialist healthcare providers

Government institutions (via PPP arrangements)

Approval is based on:

Business viability and sustainability

Projected patient volumes and revenue

Operational track record

Management and technical capacity

Are there financing options beyond equipment purchase?

Yes. Cassona offers broader financing and partnership structures, including:

Public-Private Partnership (PPP) models for hospital development

Healthcare infrastructure financing

Turnkey project delivery (design, build, equip, operate)

Joint venture (JV) healthcare investments

These models allow for shared risk, reduced capital burden, and long-term collaboration.

Does Cassona work with banks or external financiers?

Yes. Cassona collaborates with:

International financial institutions

Export Credit Agencies (ECAs)

Private investment and funding partners

These partnerships support:

Credit insurance solutions

Structured and syndicated financing

Cross-border funding access

What are the key benefits of Cassona's financing programs?

Reduced upfront capital requirements

Faster access to advanced medical technology

Ability to generate revenue before full repayment

Integrated technical and operational support

Flexible, custom financing frameworks

Tailored solutions for African healthcare markets

Can financing be customized?

Yes. Cassona provides fully tailored financing solutions based on:

Facility size and specialization

Patient demand and projected utilization

Equipment type and cost

Cash flow and revenue projections

This ensures financial sustainability and operational efficiency.

Why is financing important for healthcare providers in Africa?

Access to financing is critical in addressing the significant infrastructure and equipment gap across Sub-Saharan Africa.

Cassona's financing model enables providers to:

Expand capacity without prohibitive upfront costs

Improve access to advanced diagnostics and treatment

Scale operations sustainably

Enhance healthcare delivery outcomes

By combining financing, technology, and operational expertise, Cassona plays a key role in transforming healthcare access across the region.