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Frequently Asked Questions
What financing options does Cassona Healthcare offer?

Cassona Healthcare provides structured medical equipment and healthcare infrastructure financing solutions that enable hospitals and diagnostic centers to acquire advanced technology without the burden of full upfront payment.

These financing options include:

• Short- to mid-term equipment financing (6, 12, and 24-month plans)

• Deferred payment and lease-to-own models

• Partnership-based financing structures

• Public-Private Partnership (PPP) models for large-scale healthcare projects

How does the equipment financing program work?

Cassona's financing model is designed to align repayments with the client's ability to generate revenue from the equipment.

Typical structure:

• Initial deposit: 30% – 50% of equipment cost

• Financed balance: 50% – 70% covered by Cassona or financing partners

• Repayment period: 6 – 24 months (or longer depending on project scope)

• Repayment frequency: Monthly installments

• Commencement of payment: Begins approximately 30 days after installation and commissioning

Example:
For a $300,000 CT scanner:

• Deposit (35%): $105,000

• Financed balance: $195,000

• Tenor: 24 months

• Monthly repayment: $8,125 (or cedi equivalent)

This structure allows healthcare providers to begin generating income from the equipment before completing full payment.

What interest rates are applied?

Cassona offers competitive, risk-adjusted interest rates, typically ranging between:

• 10% – 16% per annum

Rates are determined based on:

• Type and value of equipment

• Client's financial profile and creditworthiness

• Financing duration (tenor)

• Market conditions and country risk

When does repayment begin?

Repayment is structured to reduce early financial pressure:

• Typically begins 30–45 days after installation and commissioning

• This allows the facility to start operations and generate revenue before repayments commence

Does Cassona provide support during the financing period?

Yes. Cassona provides end-to-end technical and operational support throughout the financing term, including:

• Equipment installation and commissioning

• Training for clinical and technical staff

• Preventive and corrective maintenance

• Warranty coverage (parts and labor)

• 24/7 technical support and remote assistance

This ensures maximum equipment uptime, efficiency, and revenue continuity.

What types of equipment and solutions can be financed?

Cassona finances a wide range of medical, diagnostic, and hospital infrastructure solutions, including:

Diagnostic Imaging Equipment

• CT scanners

• MRI systems

• Ultrasound machines

• Digital X-ray systems

• C-Arm and fluoroscopy equipment

Clinical & Hospital Equipment

• Laboratory diagnostics equipment

• ICU and patient monitoring systems

• Surgical and theatre equipment

Infrastructure Solutions

• Turnkey hospital projects

• Diagnostic center development

• Total healthcare facility solutions

Who qualifies for Cassona financing?

Cassona financing is available to:

• Private hospitals and clinics

• Diagnostic imaging centers

• Specialist healthcare providers

• Government institutions (via PPP arrangements)

Approval is based on:

• Business viability and sustainability

• Projected patient volumes and revenue

• Operational track record

• Management and technical capacity

Are there financing options beyond equipment purchase?

Yes. Cassona offers broader financing and partnership structures, including:

• Public-Private Partnership (PPP) models for hospital development

• Healthcare infrastructure financing

• Turnkey project delivery (design, build, equip, operate)

• Joint venture (JV) healthcare investments

These models allow for shared risk, reduced capital burden, and long-term collaboration.

Does Cassona work with banks or external financiers?

Yes. Cassona collaborates with:

• International financial institutions

• Export Credit Agencies (ECAs)

• Private investment and funding partners

These partnerships support:

• Credit insurance solutions

• Structured and syndicated financing

• Cross-border funding access

What are the key benefits of Cassona's financing programs?

• Reduced upfront capital requirements

• Faster access to advanced medical technology

• Ability to generate revenue before full repayment

• Integrated technical and operational support

• Flexible, custom financing frameworks

• Tailored solutions for African healthcare markets

Can financing be customized?

Yes. Cassona provides fully tailored financing solutions based on:

• Facility size and specialization

• Patient demand and projected utilization

• Equipment type and cost

• Cash flow and revenue projections

This ensures financial sustainability and operational efficiency.

Why is financing important for healthcare providers in Africa?

Access to financing is critical in addressing the significant infrastructure and equipment gap across Sub-Saharan Africa.

Cassona's financing model enables providers to:

• Expand capacity without prohibitive upfront costs

• Improve access to advanced diagnostics and treatment

• Scale operations sustainably

• Enhance healthcare delivery outcomes

By combining financing, technology, and operational expertise, Cassona plays a key role in transforming healthcare access across the region.